loans columbus ohio

 


If you're looking for loans in Columbus, Ohio, there are several options depending on your needs and credit profile.


1. **Traditional Banks**: 

   - **U.S. Bank**: Offers loans from $1,000 to $50,000 for 1 to 7 years, with no origination or prepayment fees for customers. Non-customers can borrow up to $25,000 for up to 5 years【6†source】.

   - **PNC Bank**: Provides loans from $1,000 to $35,000 with no origination or application fees. Loans range from 6 to 60 months【6†source】.

   - **Fifth Third Bank**: Offers signature loans from $2,000 to $50,000 for 1 to 5 years without closing costs or prepayment fees【6†source】.


2. **Credit Unions and Local Lenders**: Credit unions like KEMBA Financial Credit Union and Telhio Credit Union often offer competitive rates and personalized service to their members.


3. **Online Lenders**:

   - **Upstart**: Suitable for those with bad credit. Upstart considers factors beyond credit score, such as education and job history【7†source】.

   - **SoFi**: Ideal for those with good credit, offering competitive rates and benefits like unemployment protection【7†source】.

   - **Best Egg**: Good for home improvements, offering loans starting at $2,000【5†source】【7†source】.

   - **Prosper**: Provides fixed-rate loans from $5,000 to $50,000 with terms of 3 or 5 years. Ideal for borrowers with a good credit score【5†source】.

   - **OneMain Financial**: Offers secured and unsecured loans from $1,500 to $20,000, suitable for various credit profiles【5†source】.


4. **Specialized Lenders for Specific Needs**:

   - **Upgrade**: Recommended for debt consolidation with flexible terms and competitive rates【7†source】.

   - **Truist**: Known as the best overall lender for various profiles in Columbus【7†source】.


When choosing a loan, consider the amount you need, interest rates, repayment terms, fees, and the speed of funding. It's also important to assess your credit score and financial situation to find the best match for your needs.


For more detailed information and to compare options, you can visit [MoneyGeek](https://www.moneygeek.com), [MyBankTracker](https://www.mybanktracker.com), and [MyFin](https://www.myfin.us) websites.

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